Article 141 Federal Labor Law
TITLE FOUR. Rights and Obligations of Employees and Employers · CHAPTER III. Housing for employees
Current text · last reform published in the Official Gazette of the Federation (DOF) on 14 May 2026
The contributions to the National Housing Fund are social welfare expenses of the enterprises and shall be applied in their totality to constitute deposits in favor of the employees, which shall be subject to the following bases:
I.In the cases of total permanent disability, partial permanent disability when it is 50% or more, definitive invalidity in the terms of the Social Security Law, retirement, or death of the employee, the total of the deposits constituted shall be delivered to the employee or their beneficiaries, together with an additional amount equal to said deposits, in the terms of the Law referred to in Article 139;
Where the employee has the status of a disappeared person and has a Special Declaration of Absence, the same procedure shall be followed, observing the provisions of the special legislation on the matter.
II.When the employee ceases to be subject to an employment relationship and has the age established in the Social Security Law and in the Law of the National Workers' Housing Fund Institute, they shall be entitled to have delivered to them the total of the deposits made in their favor, or to have them transferred to the Retirement Fund Administrator, as the Retirement Savings Systems Law determines.
III.Where the employee has received credit from the Institute, the amounts to which they are entitled in the terms of the preceding sections shall be applied to the amortization of the credit, except in the cases of total permanent disability or death, in the terms of Article 145; if, after applying said amounts to the amortization of the credit, a balance in favor of the employee remains, the corresponding amount shall be delivered to them.
Where the employee has the status of a disappeared person and has a Special Declaration of Absence, in terms of the special legislation on the matter, payment of the requested credit must be suspended until such time as they are located, whether alive or dead.
For the return of the deposits and additional amounts, it shall be sufficient that the written request be accompanied by the pertinent evidence.